Being blacklisted

How the cleaning 

Process works

The term "blacklisting" or "blacklist" is a term generally used by South African consumers. "Blacklist" is not exctly correct, a category that dates back to when credit bureaus only kept negative information.

Now credit bureaus hold both positive and negative data, the combination of which has proved immensely beneficial in predicting the future behavior of consumers. Today, it simply means that you have an account with a particular credit service provider who makes use of credit bureau services. Often credit checks bring up long-forgotten bad credit decisions, but that bad credit rating can change. Your credit profile is a prediction of how risky you appear to be at any particular point. You can enhance your credit report if you know what it contains. Although you can’t rewrite history, there are steps you can take to improve your credit rating. Contact our experts who can help correct bad information. Ignoring the situation will only add to your problems. It never hurts to ask. If you have an overdue bill, an unpaid debt, contact us to negotiate a settlement amount...